buyers Archives - Black Real Estate Agents

black home appraiser

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How Home Appraisers Determine a Home’s Value: Step by Step Guide

There are two ways to determine a home’s value: what a buyer pays for it, and what a home appraiser says it’s worth. The latter is far more important. You may list a 200 square foot fixer upper home in the middle of nowhere for $2,000,000; and someone might offer you that amount. But if […]

black woman wearing mask because of coronavirus

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Coronavirus Impact: Should You Buy or Sell a House Now?

In real estate, time is usually your friend. Home prices tend to appreciate (meaning increase in value) so the longer you hold on to a property, the more money it is usually worth. Well, time may be your friend in the short term as well. These are scary times. The stock market is extremely volatile, […]

black loan officer with mixed couple

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Which Home Loan is Right For You?

There are several different types of home loans (mortgages) available to home buyers. We’ll attempt to explain them, simply, in this article. For those who are first time buyers, you should focus on fixed FHA or Conventional loans. The combination of the other programs is typically better suited to those who have more experience, but […]

mixed couple in new home

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First Time Home Buyer? Everything You Need to Know

Are you ready to buy a home? Great, home ownership is the key to building generational wealth, particularly in our community. But first things first, this will likely be the biggest financial transaction of your life so it’s important to understand the home buying process. Chances are that you will need to get a mortgage […]

black agent showing home to black family

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Build Wealth with Black Home Ownership

The best way for black people to build wealth is with home ownership. If you’re renting, you’re not building any equity; you’re merely increasing the wealth of your landlord. Home ownership is how you build generational wealth. It stabilizes families and gives us control over our own neighborhoods. Homes are an asset. They generally appreciate […]