finances Archives - Page 2 of 3 - Black Real Estate Agents

closing on a house - sold

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How Long Does It Take To Close On A House?

Closing – It is perhaps the least understood aspect of the home buying and selling process. Many people get frustrated at the entire process because, quite honestly, there’s no standard as to how long closing on a house can take. There are so many factors that go into it from home appraisals and inspections to […]

black woman looking at black realtors online

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Top Questions to Ask a Real Estate Agent

Buying or selling a home can be one of the biggest financial transactions of a person’s life. Its important that you have someone on your side who understands your unique buying and selling requirements. We do our best to ensure that we match people with the best agents for them. That said, there are a […]

black real estate agent with black family

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Why You Should Work with a Black Real Estate Agent

There are a number of stories documenting the historical redlining that has taken place over decades, keeping black people out of certain neighborhoods and even entire cities. Equally troubling, it’s sometimes difficult for black people to sell their homes. There are stories of people offering lower prices for our homes, even though similar homes in […]

young couple looking at a home

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Should You Rent or Buy? Pros and Cons

We’ve already written about the fact that home ownership is the key to building wealth. That said, there are times when it may not necessarily make sense to buy. Vice versa, you may be renting when it makes far more sense to be paying a mortgage and owning your home. You’ll want to take into […]

black couple searching for home loans online

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How To Avoid Paying a 20% Down Payment

One of the biggest barriers to home ownership that many people face is coming up with enough cash for a down payment. You may be able to get a mortgage because you have stable income and a good credit score, but coming up with a huge chunk of change to put down on a $200,000 […]